Terms & Conditions
This document outlines the Terms & Conditions for use of thejragency.com. Your use of this website is expressly conditioned on your acceptance of these Terms & Conditions. If you do not agree with any part of these terms, you must not use the website. The Rasmussen Agency reserves the right to modify these Terms & Conditions at any time. Continued use of this website will constitute your acceptance of any revisions. Please check this page regularly for updates.
Policies
1.) Use of services
The Rasmussen Agency provides insurance-related services, including but not limited to quote requests, policy consultations, and customer support. By using our website or submitting any form, you affirm that you are at least 18 years old and legally capable of entering into contracts.
2.) Data Collection & Privacy
When you use our services, we may collect and process personal information, including but not limited to:
- Name, phone number, email address, and mailing address
- Insurance policy details and preferences
- Any other information voluntarily provided via our forms
Your data is handled in accordance with our Privacy Policy. By submitting your information, you consent to its collection and use as outlined therein.
3.) SMS & Telephone Communications
3.1 Consent to Receive SMS Messages
If you consent to receive SMS messages from The Rasmussen Agency, you may receive communications such as:
- Quote follow-ups
- Appointment reminders
- Policy updates
- Customer service responses
- Marketing & promotional messages (only with prior opt-in)
3.2 Message Frequency
You may receive 3–5 text messages per week. Message frequency may vary based on your engagement with our services.
3.3 Message & Data Rates
Message and data rates may apply depending on your mobile carrier. The Rasmussen Agency is not responsible for charges incurred by your service provider.
3.4 How to Opt-In
To receive SMS messages, you must provide explicit consent by checking the opt-in box on our website forms.
3.5 How to Opt-Out
You may opt out of receiving SMS messages at any time by doing one of the following:
- Replying STOP to any SMS message
- Emailing legal@thejragency.com with the subject line “Opt-Out Request”
- Calling us at 1.800.684.1571 and requesting removal from the SMS list
3.6 SMS Compliance & TCR Regulations
The Rasmussen Agency complies with The Campaign Registry (TCR) and A2P messaging requirements, including:
- Explicit Consent: Messages are sent only to users who have clearly opted in
- Opt-Out Mechanism: You may opt out at any time by replying STOP
- Message Frequency Disclosure: We provide transparency regarding message frequency
- Carrier Disclaimer: Message and data rates may apply. Carriers are not liable for delayed or undelivered messages
4.) Cookies & Tracking Technologies
Our website may use cookies and similar tracking tools to improve user experience. By continuing to use the website, you consent to this in accordance with our Privacy Policy.
5.) Third-Party Links
Our site may contain links to external websites. The Rasmussen Agency is not responsible for the content, security, or privacy practices of third-party sites.
6.) Disclaimers & Limitation of Liability
The Rasmussen Agency provides services and content “as is” without warranties of any kind. We are not liable for:
- Errors or inaccuracies in provided information
- Service interruptions or delays
- Unauthorized access to data beyond our reasonable control
In no event shall The Rasmussen Agency be liable for direct, indirect, incidental, or consequential damages arising from use of our services.
7.) Changes to Terms & Conditions
We reserve the right to update these Terms & Conditions. Any revisions will be posted here with an updated effective date. Your continued use of our services confirms your acceptance of the updated terms.
8.) Contact Information
For any questions regarding these Terms & Conditions, you may contact us at:
The Rasmussen Agency
307 Industrial Drive, Rushford, MN 55971
Phone: 1.800.684.1571
Email: legal@thejragency.com